diff --git a/shulam/PLUGIN.md b/shulam/PLUGIN.md
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+# Shulam Compliance Plugin for BankrBot Claude Plugins
+
+## Summary
+
+Adds two advisory commands and a pre-flight hook to the BankrBot Claude plugin ecosystem:
+
+- **`shulam verify <address>`** — Screen a wallet address against OFAC SDN sanctions lists
+- **`shulam trust <address>`** — Get a trust score (0–100) with tier and breakdown
+- **x402 pre-flight hook** — Automatic advisory compliance check before x402 payments
+
+All commands are **advisory-only** — they print warnings but never block or throw errors.
+
+## How It Works
+
+1. Commands call the Shulam CaaS API (`POST /v1/compliance/screen`, `GET /v1/trust/score/:address`)
+2. Results are session-cached (no duplicate API calls within a session)
+3. The x402 pre-flight hook runs automatically before payment submission
+
+## Configuration
+
+Set `SHULAM_API_KEY` in your environment. If not set, all checks are silently skipped.
+
+```bash
+export SHULAM_API_KEY=your_key_here
+```
+
+Free tier: 100 requests/day. Get a key at [api.shulam.xyz/register](https://api.shulam.xyz/register).
+
+## Status Mapping
+
+| API Response | Displayed As | Action |
+|-------------|-------------|--------|
+| `clear` | CLEAR | No action needed |
+| `held` | HELD | Advisory warning |
+| `blocked` | BLOCKED | Strong warning |
+| `pending` | HELD | Advisory warning |
+
+## Zero Dependencies
+
+All files use raw `fetch` only. No npm packages required.
+
+## Links
+
+- [Shulam Compliance API Docs](https://docs.shulam.xyz/compliance)
+- [x402 Protocol](https://x402.org)
+- [OFAC SDN List](https://sanctionssearch.ofac.treas.gov/)
diff --git a/shulam/commands/shulam-trust.ts b/shulam/commands/shulam-trust.ts
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+/**
+ * `shulam trust <address>` — Claude plugin command for trust scoring.
+ *
+ * Advisory-only: prints score/tier/breakdown but never throws or blocks.
+ * Session-cached: repeated lookups are instant.
+ */
+
+// ── Types ──────────────────────────────────────────────────────
+
+type TrustTier = 'unknown' | 'new' | 'established' | 'trusted' | 'exemplary';
+
+interface TrustBreakdown {
+  volume: number;
+  reliability: number;
+  compliance: number;
+  diversity: number;
+  longevity: number;
+  stability: number;
+}
+
+interface TrustResult {
+  score: number;
+  tier: TrustTier;
+  breakdown: TrustBreakdown;
+}
+
+// ── Session cache ──────────────────────────────────────────────
+
+const sessionCache = new Map<string, TrustResult>();
+
+// ── Command ────────────────────────────────────────────────────
+
+export async function shulamTrust(address: string): Promise<void> {
+  const apiKey = process.env.SHULAM_API_KEY;
+  const baseUrl = process.env.SHULAM_API_URL ?? 'https://api.shulam.xyz';
+
+  if (!apiKey) {
+    console.log('[shulam] No SHULAM_API_KEY set — trust check skipped.');
+    console.log('[shulam] Get a free key: https://api.shulam.xyz/register');
+    return;
+  }
+
+  // Check session cache
+  const cached = sessionCache.get(address.toLowerCase());
+  if (cached) {
+    printResult(address, cached);
+    return;
+  }
+
+  try {
+    const response = await fetch(
+      `${baseUrl}/v1/trust/score/${encodeURIComponent(address)}`,
+      {
+        method: 'GET',
+        headers: { 'X-API-Key': apiKey },
+      },
+    );
+
+    if (!response.ok) {
+      console.log(`[shulam] Trust lookup returned HTTP ${response.status} — skipping.`);
+      return;
+    }
+
+    const data = await response.json() as Record<string, unknown>;
+    const passport = (data.passport ?? data) as Record<string, unknown>;
+    const breakdownRaw = (passport.breakdown ?? {}) as Record<string, number>;
+
+    const result: TrustResult = {
+      score: (passport.trustScore as number) ?? 0,
+      tier: ((passport.trustTier as string) ?? 'unknown') as TrustTier,
+      breakdown: {
+        volume: breakdownRaw.volume ?? 0,
+        reliability: breakdownRaw.reliability ?? 0,
+        compliance: breakdownRaw.compliance ?? 0,
+        diversity: breakdownRaw.diversity ?? 0,
+        longevity: breakdownRaw.longevity ?? 0,
+        stability: breakdownRaw.stability ?? 0,
+      },
+    };
+
+    sessionCache.set(address.toLowerCase(), result);
+    printResult(address, result);
+  } catch {
+    console.log('[shulam] Trust lookup failed (network error) — advisory only, continuing.');
+  }
+}
+
+function printResult(address: string, result: TrustResult): void {
+  const shortAddr = `${address.slice(0, 6)}...${address.slice(-4)}`;
+
+  console.log(`[shulam] ${shortAddr} — Trust Score: ${result.score}/100 (${result.tier})`);
+  console.log(`[shulam]   Volume: ${result.breakdown.volume} | Reliability: ${result.breakdown.reliability} | Compliance: ${result.breakdown.compliance}`);
+  console.log(`[shulam]   Diversity: ${result.breakdown.diversity} | Longevity: ${result.breakdown.longevity} | Stability: ${result.breakdown.stability}`);
+}
diff --git a/shulam/commands/shulam-verify.ts b/shulam/commands/shulam-verify.ts
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+++ b/shulam/commands/shulam-verify.ts
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+/**
+ * `shulam verify <address>` — Claude plugin command for compliance screening.
+ *
+ * Advisory-only: prints warnings but never throws or blocks execution.
+ * Session-cached: repeated checks for the same address are instant.
+ */
+
+// ── Types ──────────────────────────────────────────────────────
+
+type ComplianceStatus = 'clear' | 'held' | 'blocked';
+
+interface ScreeningResult {
+  status: ComplianceStatus;
+  matchScore: number;
+  screenedAt: string;
+}
+
+// ── Session cache ──────────────────────────────────────────────
+
+const sessionCache = new Map<string, ScreeningResult>();
+
+// ── Status mapping (ADR-23) ────────────────────────────────────
+
+const STATUS_MAP: Record<string, ComplianceStatus> = {
+  clear: 'clear',
+  held: 'held',
+  blocked: 'blocked',
+  pending: 'held',
+  error: 'held',
+};
+
+// ── Command ────────────────────────────────────────────────────
+
+export async function shulamVerify(address: string): Promise<void> {
+  const apiKey = process.env.SHULAM_API_KEY;
+  const baseUrl = process.env.SHULAM_API_URL ?? 'https://api.shulam.xyz';
+
+  if (!apiKey) {
+    console.log('[shulam] No SHULAM_API_KEY set — compliance check skipped.');
+    console.log('[shulam] Get a free key: https://api.shulam.xyz/register');
+    return;
+  }
+
+  // Check session cache
+  const cached = sessionCache.get(address.toLowerCase());
+  if (cached) {
+    printResult(address, cached);
+    return;
+  }
+
+  try {
+    const response = await fetch(`${baseUrl}/v1/compliance/screen`, {
+      method: 'POST',
+      headers: {
+        'Content-Type': 'application/json',
+        'X-API-Key': apiKey,
+      },
+      body: JSON.stringify({ address }),
+    });
+
+    if (!response.ok) {
+      console.log(`[shulam] Compliance check returned HTTP ${response.status} — treating as advisory warning.`);
+      return;
+    }
+
+    const data = await response.json() as Record<string, unknown>;
+    const result: ScreeningResult = {
+      status: STATUS_MAP[data.status as string] ?? 'held',
+      matchScore: (data.matchScore as number) ?? 0,
+      screenedAt: (data.screenedAt as string) ?? new Date().toISOString(),
+    };
+
+    sessionCache.set(address.toLowerCase(), result);
+    printResult(address, result);
+  } catch {
+    console.log('[shulam] Compliance check failed (network error) — advisory only, continuing.');
+  }
+}
+
+function printResult(address: string, result: ScreeningResult): void {
+  const shortAddr = `${address.slice(0, 6)}...${address.slice(-4)}`;
+
+  switch (result.status) {
+    case 'clear':
+      console.log(`[shulam] ${shortAddr} — CLEAR (no sanctions match)`);
+      break;
+    case 'held':
+      console.log(`[shulam] ⚠ ${shortAddr} — HELD (match score: ${result.matchScore.toFixed(2)}, under review)`);
+      break;
+    case 'blocked':
+      console.log(`[shulam] ✘ ${shortAddr} — BLOCKED (confirmed sanctions match, score: ${result.matchScore.toFixed(2)})`);
+      console.log('[shulam]   WARNING: Transacting with this address may violate sanctions regulations.');
+      break;
+  }
+}
diff --git a/shulam/patch/x402-preflight.ts b/shulam/patch/x402-preflight.ts
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+/**
+ * x402 Pre-flight Compliance Hook
+ *
+ * Intercepts x402 payment flows to run an advisory compliance check
+ * before the payment is submitted. Prints warnings but never blocks.
+ *
+ * Integration: Register as a pre-payment hook in the x402 plugin pipeline.
+ */
+
+type ComplianceStatus = 'clear' | 'held' | 'blocked';
+
+const STATUS_MAP: Record<string, ComplianceStatus> = {
+  clear: 'clear',
+  held: 'held',
+  blocked: 'blocked',
+  pending: 'held',
+  error: 'held',
+};
+
+// Session-level cache (lives for plugin lifetime)
+const preflightCache = new Map<string, ComplianceStatus>();
+
+export interface PreflightResult {
+  address: string;
+  status: ComplianceStatus;
+  advisory: boolean;
+  message: string;
+}
+
+/**
+ * Run a pre-flight compliance check on the payment recipient.
+ * Advisory-only: always returns (never throws), prints warnings.
+ */
+export async function x402Preflight(recipientAddress: string): Promise<PreflightResult> {
+  const apiKey = process.env.SHULAM_API_KEY;
+  const baseUrl = process.env.SHULAM_API_URL ?? 'https://api.shulam.xyz';
+
+  // No API key — skip silently
+  if (!apiKey) {
+    return {
+      address: recipientAddress,
+      status: 'clear',
+      advisory: true,
+      message: 'Compliance check skipped (no SHULAM_API_KEY). Set one at https://api.shulam.xyz/register',
+    };
+  }
+
+  // Check cache
+  const cached = preflightCache.get(recipientAddress.toLowerCase());
+  if (cached) {
+    return {
+      address: recipientAddress,
+      status: cached,
+      advisory: true,
+      message: cached === 'clear'
+        ? 'Recipient passed compliance pre-flight (cached).'
+        : `WARNING: Recipient is ${cached} — proceed with caution.`,
+    };
+  }
+
+  try {
+    const response = await fetch(`${baseUrl}/v1/compliance/screen`, {
+      method: 'POST',
+      headers: {
+        'Content-Type': 'application/json',
+        'X-API-Key': apiKey,
+      },
+      body: JSON.stringify({ address: recipientAddress }),
+    });
+
+    if (!response.ok) {
+      return {
+        address: recipientAddress,
+        status: 'clear',
+        advisory: true,
+        message: `Compliance pre-flight returned HTTP ${response.status} — proceeding anyway.`,
+      };
+    }
+
+    const data = await response.json() as Record<string, unknown>;
+    const status = STATUS_MAP[data.status as string] ?? 'held';
+
+    preflightCache.set(recipientAddress.toLowerCase(), status);
+
+    let message: string;
+    switch (status) {
+      case 'clear':
+        message = 'Recipient passed compliance pre-flight.';
+        break;
+      case 'held':
+        message = 'WARNING: Recipient has a partial sanctions match — compliance review pending.';
+        console.log(`[shulam-x402] ⚠ Pre-flight: ${recipientAddress.slice(0, 10)}... is HELD`);
+        break;
+      case 'blocked':
+        message = 'WARNING: Recipient is on a sanctions list. Payment may violate regulations.';
+        console.log(`[shulam-x402] ✘ Pre-flight: ${recipientAddress.slice(0, 10)}... is BLOCKED`);
+        break;
+    }
+
+    return { address: recipientAddress, status, advisory: true, message };
+  } catch {
+    return {
+      address: recipientAddress,
+      status: 'clear',
+      advisory: true,
+      message: 'Compliance pre-flight failed (network error) — proceeding anyway.',
+    };
+  }
+}