diff --git a/stellar-lend/Cargo.lock b/stellar-lend/Cargo.lock
index b67cec6..007e57e 100644
--- a/stellar-lend/Cargo.lock
+++ b/stellar-lend/Cargo.lock
@@ -59,6 +59,17 @@ dependencies = [
  "ark-std",
 ]
 
+[[package]]
+name = "ark-bn254"
+version = "0.4.0"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "a22f4561524cd949590d78d7d4c5df8f592430d221f7f3c9497bbafd8972120f"
+dependencies = [
+ "ark-ec",
+ "ark-ff",
+ "ark-std",
+]
+
 [[package]]
 name = "ark-ec"
 version = "0.4.2"
@@ -263,7 +274,7 @@ dependencies = [
 name = "bridge"
 version = "0.0.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-common",
 ]
 
@@ -585,7 +596,7 @@ checksum = "092966b41edc516079bdf31ec78a2e0588d1d0c08f78b91d8307215928642b2b"
 name = "delegation-registry"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-shared-deadline",
 ]
 
@@ -1026,7 +1037,7 @@ checksum = "2304e00983f87ffb38b55b444b5e3b60a884b5d30c0fca7d82fe33449bbe55ea"
 name = "hello-world"
 version = "0.0.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stellar-contract-utils",
  "stellar-macros",
@@ -1458,7 +1469,7 @@ name = "lending-core"
 version = "0.1.0"
 dependencies = [
  "lending-types",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "test-utils",
 ]
 
@@ -1467,7 +1478,7 @@ name = "lending-interest"
 version = "0.1.0"
 dependencies = [
  "lending-types",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-safe-math",
 ]
 
@@ -1476,7 +1487,7 @@ name = "lending-risk"
 version = "0.1.0"
 dependencies = [
  "lending-types",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "test-utils",
 ]
 
@@ -1484,7 +1495,7 @@ dependencies = [
 name = "lending-types"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
@@ -1503,7 +1514,7 @@ checksum = "b6d2cec3eae94f9f509c767b45932f1ada8350c4bdb85af2fcab4a3c14807981"
 name = "liquidation-strategy"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
@@ -1675,7 +1686,7 @@ checksum = "7c87def4c32ab89d880effc9e097653c8da5d6ef28e6b539d313baaacfbafcbe"
 name = "oracle-hub"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
 ]
 
@@ -1695,7 +1706,7 @@ dependencies = [
 name = "parameter-store"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
@@ -1802,7 +1813,7 @@ dependencies = [
 name = "privacy-pool"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stealth-address",
 ]
@@ -2002,7 +2013,7 @@ dependencies = [
 name = "referral-program"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
@@ -2465,7 +2476,7 @@ checksum = "67b1b7a3b5fe4f1376887184045fcf45c69e92af734b7aaddc05fb777b6fbd03"
 name = "sns-integration"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-common",
  "stellarlend-shared-deadline",
 ]
@@ -2492,11 +2503,40 @@ dependencies = [
  "syn 2.0.117",
 ]
 
+[[package]]
+name = "soroban-builtin-sdk-macros"
+version = "25.0.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "7192e3a5551a7aeee90d2110b11b615798e81951fd8c8293c87ea7f88b0168f5"
+dependencies = [
+ "itertools",
+ "proc-macro2",
+ "quote",
+ "syn 2.0.117",
+]
+
 [[package]]
 name = "soroban-env-common"
 version = "23.0.1"
 source = "registry+https://github.com/rust-lang/crates.io-index"
 checksum = "00067f52e8bbf1abf0de03fe3e2fbb06910893cfbe9a7d9093d6425658833ff3"
+dependencies = [
+ "crate-git-revision",
+ "ethnum",
+ "num-derive",
+ "num-traits",
+ "soroban-env-macros 23.0.1",
+ "soroban-wasmi",
+ "static_assertions",
+ "stellar-xdr 23.0.0",
+ "wasmparser",
+]
+
+[[package]]
+name = "soroban-env-common"
+version = "25.0.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "bfc49a80a68fc1005847308e63b9fce39874de731940b1807b721d472de3ff01"
 dependencies = [
  "arbitrary",
  "crate-git-revision",
@@ -2504,10 +2544,10 @@ dependencies = [
  "num-derive",
  "num-traits",
  "serde",
- "soroban-env-macros",
+ "soroban-env-macros 25.0.1",
  "soroban-wasmi",
  "static_assertions",
- "stellar-xdr",
+ "stellar-xdr 25.0.0",
  "wasmparser",
 ]
 
@@ -2517,7 +2557,17 @@ version = "23.0.1"
 source = "registry+https://github.com/rust-lang/crates.io-index"
 checksum = "ccd1e40963517b10963a8e404348d3fe6caf9c278ac47a6effd48771297374d6"
 dependencies = [
- "soroban-env-common",
+ "soroban-env-common 23.0.1",
+ "static_assertions",
+]
+
+[[package]]
+name = "soroban-env-guest"
+version = "25.0.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "ea2334ba1cfe0a170ab744d96db0b4ca86934de9ff68187ceebc09dc342def55"
+dependencies = [
+ "soroban-env-common 25.0.1",
  "static_assertions",
 ]
 
@@ -2549,8 +2599,45 @@ dependencies = [
  "sec1",
  "sha2",
  "sha3",
- "soroban-builtin-sdk-macros",
- "soroban-env-common",
+ "soroban-builtin-sdk-macros 23.0.1",
+ "soroban-env-common 23.0.1",
+ "soroban-wasmi",
+ "static_assertions",
+ "stellar-strkey 0.0.13",
+ "wasmparser",
+]
+
+[[package]]
+name = "soroban-env-host"
+version = "25.0.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "43af5d53c57bc2f546e122adc0b1cca6f93942c718977379aa19ddd04f06fcec"
+dependencies = [
+ "ark-bls12-381",
+ "ark-bn254",
+ "ark-ec",
+ "ark-ff",
+ "ark-serialize",
+ "curve25519-dalek",
+ "ecdsa",
+ "ed25519-dalek",
+ "elliptic-curve",
+ "generic-array",
+ "getrandom 0.2.17",
+ "hex-literal",
+ "hmac",
+ "k256",
+ "num-derive",
+ "num-integer",
+ "num-traits",
+ "p256",
+ "rand 0.8.5",
+ "rand_chacha 0.3.1",
+ "sec1",
+ "sha2",
+ "sha3",
+ "soroban-builtin-sdk-macros 25.0.1",
+ "soroban-env-common 25.0.1",
  "soroban-wasmi",
  "static_assertions",
  "stellar-strkey 0.0.13",
@@ -2568,29 +2655,63 @@ dependencies = [
  "quote",
  "serde",
  "serde_json",
- "stellar-xdr",
+ "stellar-xdr 23.0.0",
+ "syn 2.0.117",
+]
+
+[[package]]
+name = "soroban-env-macros"
+version = "25.0.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "a989167512e3592d455b1e204d703cfe578a36672a77ed2f9e6f7e1bbfd9cc5c"
+dependencies = [
+ "itertools",
+ "proc-macro2",
+ "quote",
+ "serde",
+ "serde_json",
+ "stellar-xdr 25.0.0",
  "syn 2.0.117",
 ]
 
 [[package]]
 name = "soroban-ledger-snapshot"
-version = "23.5.2"
+version = "25.3.1"
 source = "registry+https://github.com/rust-lang/crates.io-index"
-checksum = "8d23caecfbd1b83c687e725611618d2a54f551900edde324da42d0fb67d2adf5"
+checksum = "2ca06e6c5029d1285e66219cb387a234224e26969ce8ad2bc2d5017e9395d63b"
 dependencies = [
  "serde",
  "serde_json",
  "serde_with",
- "soroban-env-common",
- "soroban-env-host",
+ "soroban-env-common 25.0.1",
+ "soroban-env-host 25.0.1",
  "thiserror 1.0.69",
 ]
 
 [[package]]
 name = "soroban-sdk"
-version = "23.5.2"
+version = "23.5.3"
 source = "registry+https://github.com/rust-lang/crates.io-index"
-checksum = "3a21e18cd688578bf7a8e664f6f16ba549e9a668573634fc3673fd707e26c374"
+checksum = "dd1e11f9fd537f9df29ec1a66c1b78d666094df56e196565d292ebf9a72732b4"
+dependencies = [
+ "bytes-lit",
+ "crate-git-revision",
+ "rand 0.8.5",
+ "rustc_version",
+ "serde",
+ "serde_json",
+ "soroban-env-guest 23.0.1",
+ "soroban-env-host 23.0.1",
+ "soroban-sdk-macros 23.5.3",
+ "stellar-strkey 0.0.16",
+ "visibility",
+]
+
+[[package]]
+name = "soroban-sdk"
+version = "25.3.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "4502f2e018f238a4c5d3212d7d20ea6abcdc6e58babd63b642b693739db30fd1"
 dependencies = [
  "arbitrary",
  "bytes-lit",
@@ -2602,19 +2723,19 @@ dependencies = [
  "rustc_version",
  "serde",
  "serde_json",
- "soroban-env-guest",
- "soroban-env-host",
+ "soroban-env-guest 25.0.1",
+ "soroban-env-host 25.0.1",
  "soroban-ledger-snapshot",
- "soroban-sdk-macros",
+ "soroban-sdk-macros 25.3.1",
  "stellar-strkey 0.0.16",
  "visibility",
 ]
 
 [[package]]
 name = "soroban-sdk-macros"
-version = "23.5.2"
+version = "23.5.3"
 source = "registry+https://github.com/rust-lang/crates.io-index"
-checksum = "eb8f0e8d1ece50d4beae8d11a2c1c0ec43a1c539fbbbe4bcf6e07387e8a0f0a3"
+checksum = "caa7114e2f031b6fbd30376e844f3c55f6daf56f6f9d33ce309f846ffced316d"
 dependencies = [
  "darling 0.20.11",
  "heck",
@@ -2623,37 +2744,86 @@ dependencies = [
  "proc-macro2",
  "quote",
  "sha2",
- "soroban-env-common",
- "soroban-spec",
- "soroban-spec-rust",
- "stellar-xdr",
+ "soroban-env-common 23.0.1",
+ "soroban-spec 23.5.3",
+ "soroban-spec-rust 23.5.3",
+ "stellar-xdr 23.0.0",
+ "syn 2.0.117",
+]
+
+[[package]]
+name = "soroban-sdk-macros"
+version = "25.3.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "ca03e9cf61d241cb9afdd6ddf41f6c25698b3f566a875e7009ea799b89e2bf0a"
+dependencies = [
+ "darling 0.20.11",
+ "heck",
+ "itertools",
+ "macro-string",
+ "proc-macro2",
+ "quote",
+ "sha2",
+ "soroban-env-common 25.0.1",
+ "soroban-spec 25.3.1",
+ "soroban-spec-rust 25.3.1",
+ "stellar-xdr 25.0.0",
  "syn 2.0.117",
 ]
 
 [[package]]
 name = "soroban-spec"
-version = "23.5.2"
+version = "23.5.3"
 source = "registry+https://github.com/rust-lang/crates.io-index"
-checksum = "2bc4fef2cad410563bbd56f9fa68731268f89e90a4d7e6c4d62adb45c0b4c571"
+checksum = "1303589e67e7c76d0571b8d797b75f9fa33a1ceb1b4361a981570a3ebf00ac19"
 dependencies = [
  "base64",
- "stellar-xdr",
+ "stellar-xdr 23.0.0",
+ "thiserror 1.0.69",
+ "wasmparser",
+]
+
+[[package]]
+name = "soroban-spec"
+version = "25.3.1"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "aa02e07f507cc27406ae0834db4dcf309b78c4cc8776eb3b2d662d66e8859d25"
+dependencies = [
+ "base64",
+ "sha2",
+ "stellar-xdr 25.0.0",
  "thiserror 1.0.69",
  "wasmparser",
 ]
 
 [[package]]
 name = "soroban-spec-rust"
-version = "23.5.2"
+version = "23.5.3"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "956188f28b750b80a2bb4cd5698038746edae1be51ec19a29c7efc6dcd922e5f"
+dependencies = [
+ "prettyplease",
+ "proc-macro2",
+ "quote",
+ "sha2",
+ "soroban-spec 23.5.3",
+ "stellar-xdr 23.0.0",
+ "syn 2.0.117",
+ "thiserror 1.0.69",
+]
+
+[[package]]
+name = "soroban-spec-rust"
+version = "25.3.1"
 source = "registry+https://github.com/rust-lang/crates.io-index"
-checksum = "6d106b87a159334f96995fd4441e947a15d845a43613c8a5a75c8f474f44a548"
+checksum = "6835bb510763ef3fa5405e89036e3c8ea6ef5abe55fc52cfe9ac0e38be9d531c"
 dependencies = [
  "prettyplease",
  "proc-macro2",
  "quote",
  "sha2",
- "soroban-spec",
- "stellar-xdr",
+ "soroban-spec 25.3.1",
+ "stellar-xdr 25.0.0",
  "syn 2.0.117",
  "thiserror 1.0.69",
 ]
@@ -2664,7 +2834,7 @@ version = "23.5.2"
 source = "registry+https://github.com/rust-lang/crates.io-index"
 checksum = "52f8b9257001a8897ef07cd80799a4c2ac66040b549eb74b5b0416819f7d6046"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 23.5.3",
 ]
 
 [[package]]
@@ -2712,7 +2882,7 @@ checksum = "a2eb9349b6444b326872e140eb1cf5e7c522154d69e7a0ffb0fb81c06b37543f"
 name = "stealth-address"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
 ]
 
@@ -2722,7 +2892,7 @@ version = "0.6.0"
 source = "registry+https://github.com/rust-lang/crates.io-index"
 checksum = "2a918daa29a4cfc0fe97118a2425893a0336a33b436e8f70ca4b4f5c739f23e4"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 23.5.3",
 ]
 
 [[package]]
@@ -2762,6 +2932,24 @@ name = "stellar-xdr"
 version = "23.0.0"
 source = "registry+https://github.com/rust-lang/crates.io-index"
 checksum = "89d2848e1694b0c8db81fd812bfab5ea71ee28073e09ccc45620ef3cf7a75a9b"
+dependencies = [
+ "base64",
+ "cfg_eval",
+ "crate-git-revision",
+ "escape-bytes",
+ "ethnum",
+ "hex",
+ "serde",
+ "serde_with",
+ "sha2",
+ "stellar-strkey 0.0.13",
+]
+
+[[package]]
+name = "stellar-xdr"
+version = "25.0.0"
+source = "registry+https://github.com/rust-lang/crates.io-index"
+checksum = "10d20dafed80076b227d4b17c0c508a4bbc4d5e4c3d4c1de7cd42242df4b1eaf"
 dependencies = [
  "arbitrary",
  "base64",
@@ -2780,7 +2968,7 @@ dependencies = [
 name = "stellarlend-amm"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stellarlend-common",
 ]
@@ -2794,7 +2982,7 @@ dependencies = [
  "hello-world",
  "serde",
  "serde_json",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stellarlend-amm",
  "stellarlend-lending",
@@ -2830,21 +3018,21 @@ dependencies = [
 name = "stellarlend-common"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-compliance"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-copy-lending"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-common",
 ]
 
@@ -2852,14 +3040,14 @@ dependencies = [
 name = "stellarlend-core"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-credit-delegation"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-common",
 ]
 
@@ -2867,7 +3055,7 @@ dependencies = [
 name = "stellarlend-dispute-resolution"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-common",
 ]
 
@@ -2875,7 +3063,7 @@ dependencies = [
 name = "stellarlend-institutional-wallet"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stellarlend-common",
 ]
@@ -2885,7 +3073,7 @@ name = "stellarlend-lending"
 version = "0.1.0"
 dependencies = [
  "delegation-registry",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stellarlend-common",
  "stellarlend-shared-deadline",
@@ -2895,14 +3083,14 @@ dependencies = [
 name = "stellarlend-margin"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-migration-hub"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stellarlend-common",
  "stellarlend-shared-deadline",
@@ -2916,21 +3104,21 @@ dependencies = [
  "rand 0.8.5",
  "serde",
  "serde_json",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-oracle-client"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-pool-factory"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
  "stellarlend-common",
 ]
@@ -2939,7 +3127,7 @@ dependencies = [
 name = "stellarlend-reputation"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "stellarlend-common",
 ]
 
@@ -2948,28 +3136,28 @@ name = "stellarlend-safe-math"
 version = "0.1.0"
 dependencies = [
  "proptest",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-shared-deadline"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-shared-signatures"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-stablecoin"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
 ]
 
@@ -2977,14 +3165,14 @@ dependencies = [
 name = "stellarlend-swap-router"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "stellarlend-token-adapter"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
 ]
 
@@ -3081,14 +3269,14 @@ version = "0.1.0"
 dependencies = [
  "serde",
  "serde_json",
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
 ]
 
 [[package]]
 name = "test-utils"
 version = "0.1.0"
 dependencies = [
- "soroban-sdk",
+ "soroban-sdk 25.3.1",
  "soroban-token-sdk",
 ]
 
diff --git a/stellar-lend/Cargo.toml b/stellar-lend/Cargo.toml
index 5134e23..05f4e67 100644
--- a/stellar-lend/Cargo.toml
+++ b/stellar-lend/Cargo.toml
@@ -45,7 +45,7 @@ exclude = ["fuzz", "formal-verification/safe-math-proofs"]
 [workspace.lints.rust]
 
 [workspace.dependencies]
-soroban-sdk = "23.4.1"
+soroban-sdk = "25.3.1"
 stellarlend-safe-math = { path = "contracts/safe-math" }
 soroban-token-sdk = { version = "23.4.1" }
 serde = { version = "1.0", features = ["derive"] }