diff --git a/.planning/STATE.md b/.planning/STATE.md
index 34d3dbf0..97066b7f 100644
--- a/.planning/STATE.md
+++ b/.planning/STATE.md
@@ -28,7 +28,7 @@ See: .planning/PROJECT.md (updated 2026-04-24)
 Phase: 6
 Plan: Not started
 Status: Executing Phase 05
-Last activity: 2026-05-08
+Last activity: 2026-05-08 - Completed quick task 260507-to4: rewrite PR #760 (template_dirs config override)
 
 Progress: [██████████] 100% (21/21 plans completed across Phases 1, 01.1, 2, 3 — Phases 4-6 plan counts TBD)
 
@@ -156,6 +156,7 @@ None yet.
 |---|-------------|------|--------|-----------|
 | 260430-3b0 | fix scripts/cli-smoke-test.sh — drop py3.9 default and modernize generated-project install path (phase-1 gap closure) | 2026-04-30 | 020ec7b7 | [260430-3b0-fix-scripts-cli-smoke-test-sh-drop-py3-9](./quick/260430-3b0-fix-scripts-cli-smoke-test-sh-drop-py3-9/) |
 | 260430-i7q | add cli-smoke-test Makefile target wiring scripts/cli-smoke-test.sh | 2026-04-30 | 786a440e | [260430-i7q-add-cli-smoke-test-target-to-makefile-th](./quick/260430-i7q-add-cli-smoke-test-target-to-makefile-th/) |
+| 260507-to4 | rewrite PR #760 — template_dirs config override via core_meta_override (resolves #746) | 2026-05-08 | c25562d5 | [260507-to4-rewrite-pr-760-template-dirs-config-over](./quick/260507-to4-rewrite-pr-760-template-dirs-config-over/) |
 
 ## Session Continuity
 
diff --git a/.planning/quick/260507-to4-rewrite-pr-760-template-dirs-config-over/260507-to4-PLAN.md b/.planning/quick/260507-to4-rewrite-pr-760-template-dirs-config-over/260507-to4-PLAN.md
new file mode 100644
index 00000000..0b5979b7
--- /dev/null
+++ b/.planning/quick/260507-to4-rewrite-pr-760-template-dirs-config-over/260507-to4-PLAN.md
@@ -0,0 +1,79 @@
+---
+id: 260507-to4
+status: in_progress
+type: quick
+title: Rewrite PR #760 — template_dirs config override via core_meta_override
+date: 2026-05-08
+branch: feat/support-template-dirs-meta-override
+---
+
+# Quick Task 260507-to4: Rewrite PR #760
+
+## Why
+
+PR #760 (resolves issue #746) adds support for setting `App.Meta.template_dirs`
+from config. The original implementation hand-rolled custom logic inside
+`_setup_template_handler`, which:
+
+1. **Reordered the precedence chain** — moved `core_user_template_dirs` ahead
+   of `template_dir`, breaking BC for downstream apps that ship a default
+   `template_dir` and rely on user-installed templates overriding it.
+2. **Skipped `.format(**template_dict)`** on config-supplied dirs, so
+   `{label}` / `{home_dir}` substitution silently failed.
+3. **Skipped the `not in template_dirs` dedup check** for config-supplied dirs.
+4. **Diverged precedence semantics** between Meta-supplied and config-supplied
+   `template_dirs` (config: first entry = highest; Meta: first entry = lowest).
+
+The codebase already has the canonical mechanism for "config overrides Meta":
+the generic `core_meta_override` loop at `cement/core/foundation.py:1443-1453`.
+`plugin_dir`, `template_dir`, `debug`, etc. all use it. The proper fix is to
+let `template_dirs` ride that same path — no custom code in
+`_setup_template_handler` required.
+
+## What
+
+1. **`cement/core/foundation.py`**
+   - Keep `'template_dirs'` in `core_meta_override` list.
+   - Revert all custom logic inside `_setup_template_handler` — function
+     becomes byte-identical to current `main`.
+   - After the generic override loop (~line 1453), add a `str → list`
+     conversion block for `template_dirs`, mirroring the existing
+     `extensions` block at lines 1456-1471. Accept either YAML list or
+     comma-separated string from config.
+   - Update the `Meta.template_dirs` docstring (~line 572) to note
+     config-overridability via the `[<app>]` section.
+
+2. **`tests/core/test_foundation.py`** — replace the 3 stale PR tests with:
+   - List override: config `template_dirs` (as list) replaces
+     `Meta.template_dirs` and lands in `app._meta.template_dirs`.
+   - String conversion: comma-separated string parses into a list.
+   - `{label}` / `{home_dir}` substitution works for config-supplied dirs
+     (proves they go through the unchanged `_setup_template_handler`).
+   - Precedence: config-supplied dirs sit between
+     `core_system_template_dirs` and `template_dir` /
+     `core_user_template_dirs` (same slot as Meta-supplied).
+
+3. **`CHANGELOG.md`** — under `## 3.0.15 - DEVELOPMENT`, Features bucket:
+   `- [core.foundation] Support config override of App.Meta.template_dirs via [app] section.`
+   with `#746` sub-bullet (correct link).
+
+4. **`CONTRIBUTORS.md`** — keep TomFreudenberg entry (issue reporter).
+
+## Constraints
+
+- **BC**: `Meta.template_dirs` (alone, no config override) must behave
+  identically to `main`. Precedence chain unchanged.
+- **Coverage**: 100% test coverage required. `make test && make comply` green.
+- **History**: Branch is rewritten from main with one clean `feat:` commit
+  (force-push to existing PR #760 branch).
+- **Stop before push**: User reviews local state before any force-push.
+
+## Done When
+
+- [ ] `make test` passes with 100% coverage
+- [ ] `make comply` passes (ruff + mypy)
+- [ ] `_setup_template_handler` is byte-identical to `main`
+- [ ] Single atomic `feat:` commit on `feat/support-template-dirs-meta-override`
+- [ ] STATE.md Quick Tasks table updated
+- [ ] SUMMARY.md written
+- [ ] User notified, no push performed
diff --git a/.planning/quick/260507-to4-rewrite-pr-760-template-dirs-config-over/260507-to4-SUMMARY.md b/.planning/quick/260507-to4-rewrite-pr-760-template-dirs-config-over/260507-to4-SUMMARY.md
new file mode 100644
index 00000000..0e7092e1
--- /dev/null
+++ b/.planning/quick/260507-to4-rewrite-pr-760-template-dirs-config-over/260507-to4-SUMMARY.md
@@ -0,0 +1,85 @@
+---
+id: 260507-to4
+status: complete
+type: quick
+title: Rewrite PR #760 — template_dirs config override via core_meta_override
+date: 2026-05-08
+branch: feat/support-template-dirs-meta-override
+commit: c25562d5
+resolves: "#746"
+---
+
+# Quick Task 260507-to4: Summary
+
+## What Shipped
+
+A 113-line, single-commit rewrite of PR #760 on the existing
+`feat/support-template-dirs-meta-override` branch. The branch was reset to
+`origin/main` (`4d62b88a`) and rebuilt from scratch; the original buggy
+commit `0cf3873c` is no longer in branch history.
+
+**Commit:** `c25562d5 feat(core.foundation): support config override of Meta.template_dirs`
+
+### Changes
+
+| File | Change |
+|---|---|
+| `cement/core/foundation.py` | +25 lines — added `'template_dirs'` to `Meta.core_meta_override`; added a 14-line str→list conversion block immediately after the generic override loop (parallel to the existing `extensions` block); expanded the `Meta.template_dirs` docstring with config-override notes. **`_setup_template_handler` is byte-identical to `main`.** |
+| `tests/core/test_foundation.py` | +82 lines — 4 new tests: list override, str→list conversion, `{label}`/`{home_dir}` substitution, full precedence chain. |
+| `CHANGELOG.md` | +6 lines — Features bucket under `## 3.0.15 - DEVELOPMENT` with correct `#746` issue link. |
+| `CONTRIBUTORS.md` | +1 line — Tom Freudenberg (issue reporter). |
+
+### Verification
+
+- `make test`: **324 passed**, 100% coverage (3249/3249 statements covered).
+- `make comply`: ruff clean, mypy clean (51 source files).
+- `_setup_template_handler` byte-equality with `main`: confirmed via
+  `git diff origin/main -- cement/core/foundation.py` (only 3 hunks, all
+  outside the function body).
+
+## Why This Differs From the Original PR
+
+The original PR hand-rolled custom logic inside `_setup_template_handler`,
+which:
+
+1. **BC-broke the precedence chain** — moved `core_user_template_dirs`
+   ahead of `template_dir`, breaking downstream apps that ship a default
+   `template_dir`.
+2. **Skipped `.format(**template_dict)`** on config-supplied dirs —
+   `{label}` / `{home_dir}` substitution silently failed.
+3. **Skipped the `not in template_dirs` dedup check** for config-supplied
+   dirs.
+4. **Diverged precedence semantics** between Meta and config (config
+   first-listed = highest; Meta first-listed = lowest).
+
+Codebase research surfaced the canonical pattern: `Meta.core_meta_override`
+is the generic config→Meta override hook (used by `plugin_dir`,
+`template_dir`, `debug`, etc.). Routing `template_dirs` through the same
+mechanism and adding only the str→list parsing collapses the new code from
+~25 lines of branching logic in `_setup_template_handler` to a 14-line
+parsing block alongside the existing `extensions` handling — and inherits
+the existing precedence chain, substitution, and dedup for free.
+
+## Decisions Locked In
+
+- **Replace, not extend.** Config `template_dirs` replaces
+  `Meta.template_dirs` entirely (matches `template_dir`, `plugin_dir`,
+  every other config-overridable Meta attr).
+- **No precedence divergence.** Config-supplied dirs flow through the same
+  `_setup_template_handler` as Meta-supplied — they sit in the
+  `template_dirs` precedence slot, with first-listed = lowest precedence
+  (consistent with the existing `Meta.template_dirs` semantics).
+
+## Local State (Pre-Push)
+
+- Branch: `feat/support-template-dirs-meta-override` (1 commit ahead of
+  `origin/main`, 263 commits ahead of `origin/feat/support-template-dirs-meta-override`).
+- Force-push **not yet performed** — awaiting user review per task
+  constraints.
+- After review: `git push --force-with-lease origin feat/support-template-dirs-meta-override`
+  will update PR #760 with the rewrite.
+
+## Next Action
+
+User reviews the local diff (`git diff origin/main..HEAD -- '*.py' '*.md'`)
+and the new commit, then triggers force-push.
diff --git a/CHANGELOG.md b/CHANGELOG.md
index 4802c299..76120be9 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -147,7 +147,13 @@ Bugs:
 
 Features:
 
-- None
+- `[core.foundation]` Support config override of `App.Meta.template_dirs`
+  via the `[<app>]` section. Accepts a list (under config handlers with
+  native list support, e.g. `ext_yaml` or `ext_json`) or a comma-separated
+  string (required for the default `ext_configparser` / INI handler).
+  String form is split + whitespace-trimmed, parallel to the existing
+  `extensions` config handling.
+  - [Issue #746](https://github.com/datafolklabs/cement/issues/746)
 
 Refactoring:
 
diff --git a/CONTRIBUTORS.md b/CONTRIBUTORS.md
index 11578bcf..bc72957d 100644
--- a/CONTRIBUTORS.md
+++ b/CONTRIBUTORS.md
@@ -23,3 +23,4 @@ documentation, or testing:
 - Christian Hengl (rednar)
 - sigma67
 - Blake Jameson (blakejameson)
+- Tom Freudenberg (TomFreudenberg)
diff --git a/cement/core/foundation.py b/cement/core/foundation.py
index 91dd6700..b17c3e48 100644
--- a/cement/core/foundation.py
+++ b/cement/core/foundation.py
@@ -531,6 +531,7 @@ class Meta:
             'plugin_dir',
             'ignore_deprecation_warnings',
             'template_dir',
+            'template_dirs',
             'mail_handler',
             'cache_handler',
             'log_handler',
@@ -589,6 +590,15 @@ class Meta:
 
         Templates are attempted to be loaded in order, and will stop loading
         once a template is successfully loaded from a directory.
+
+        This setting can also be overridden by the ``myapp.template_dirs``
+        config setting parsed from any of the application configuration
+        files. The config value may be a list (when using a config
+        handler that supports native lists, e.g. ``ext_yaml`` or
+        ``ext_json``) or a comma-separated string (required when using
+        the default ``ext_configparser`` / INI handler, since INI has no
+        native list syntax — the string form is split and
+        whitespace-trimmed).
         """
 
         template_dir: str | None = None
@@ -1452,6 +1462,30 @@ def _setup_config_handler(self) -> None:
                 else:
                     setattr(self._meta, key, base_dict[key])
 
+        # convert template_dirs to a list if it is a comma-separated string
+        # (the core_meta_override loop above blindly setattr's the raw config
+        # value onto self._meta, so without this _setup_template_handler would
+        # iterate characters of a string rather than a list of paths).
+        if 'template_dirs' in self.config.keys(self._meta.config_section):
+            dirs = self.config.get(self._meta.config_section, 'template_dirs')
+
+            # convert a comma-separated string to a list
+            if type(dirs) is str:
+                # strip whitespace and drop empty tokens (trailing or
+                # repeated commas would otherwise leave '' in the list,
+                # which _setup_template_handler would silently resolve
+                # as the empty path).
+                dir_list = [x.strip() for x in dirs.split(',') if x.strip()]
+
+                # set the new template_dirs value in the config
+                self.config.set(
+                    self._meta.config_section, 'template_dirs', dir_list
+                )
+
+                # also update _meta.template_dirs which the override loop
+                # above set to the raw string
+                self._meta.template_dirs = dir_list
+
         # load extensions from configuraton file
         if 'extensions' in self.config.keys(self._meta.config_section):
             exts = self.config.get(label, 'extensions')
diff --git a/tests/core/test_foundation.py b/tests/core/test_foundation.py
index b2c3d559..1669af2d 100644
--- a/tests/core/test_foundation.py
+++ b/tests/core/test_foundation.py
@@ -781,6 +781,103 @@ class Meta:
         assert tmp.dir in app._meta.template_dirs
 
 
+def test_template_dirs_via_config(tmp, rando):
+    # config-supplied template_dirs (as a list) should land in
+    # app._meta.template_dirs after setup, mirroring the existing
+    # ``extensions`` config-override pattern.
+    label = f"app-{rando}"
+    defaults = init_defaults(label)
+    defaults[label]['template_dirs'] = [tmp.dir, '/another/path']
+
+    with TestApp(label=label, config_defaults=defaults) as app:
+        app.run()
+        assert tmp.dir in app._meta.template_dirs
+        assert '/another/path' in app._meta.template_dirs
+
+
+def test_template_dirs_via_config_string(tmp, rando):
+    # comma-separated string from config should be split + stripped
+    # into a list (parallel to the ``extensions`` string handling).
+    label = f"app-{rando}"
+    defaults = init_defaults(label)
+    defaults[label]['template_dirs'] = f'{tmp.dir}, /path/two , /path/three'
+
+    with TestApp(label=label, config_defaults=defaults) as app:
+        app.run()
+        assert tmp.dir in app._meta.template_dirs
+        assert '/path/two' in app._meta.template_dirs
+        assert '/path/three' in app._meta.template_dirs
+
+
+def test_template_dirs_via_config_string_drops_empty_tokens(rando):
+    # malformed comma-separated input (trailing comma, repeated commas,
+    # whitespace-only tokens) must not leave '' in the resolved list,
+    # which would silently resolve to the empty path inside
+    # _setup_template_handler.
+    label = f"app-{rando}"
+    defaults = init_defaults(label)
+    defaults[label]['template_dirs'] = '/path/a,,/path/b, ,/path/c,'
+
+    with TestApp(label=label, config_defaults=defaults) as app:
+        app.run()
+        assert '/path/a' in app._meta.template_dirs
+        assert '/path/b' in app._meta.template_dirs
+        assert '/path/c' in app._meta.template_dirs
+        assert '' not in app._meta.template_dirs
+
+
+def test_template_dirs_via_config_substitution(rando):
+    # config-supplied dirs go through the unchanged
+    # _setup_template_handler precedence loop, which means
+    # ``{label}`` and ``{home_dir}`` placeholders must expand
+    # the same way they do for ``Meta.template_dirs``.
+    label = f"app-{rando}"
+    defaults = init_defaults(label)
+    defaults[label]['template_dirs'] = [
+        '/etc/{label}/templates',
+        '{home_dir}/.{label}/templates',
+    ]
+
+    with TestApp(label=label, config_defaults=defaults) as app:
+        app.run()
+        assert f'/etc/{label}/templates' in app._meta.template_dirs
+        assert (
+            f'{fs.HOME_DIR}/.{label}/templates'
+            in app._meta.template_dirs
+        )
+
+
+def test_template_dirs_via_config_precedence(rando):
+    # config-supplied template_dirs replaces ``Meta.template_dirs``
+    # and sits in that same precedence slot — between
+    # ``core_system_template_dirs`` and ``template_dir`` /
+    # ``core_user_template_dirs``.
+    label = f"app-{rando}"
+    defaults = init_defaults(label)
+    defaults[label]['template_dirs'] = ['/cfg/dir']
+
+    class ThisTestApp(TestApp):
+        class Meta:
+            core_system_template_dirs = ['/sys/dir']
+            core_user_template_dirs = ['/usr/dir']
+            template_dir = '/single/dir'
+            template_dirs = ['/meta/dir/should/be/replaced']
+
+    with ThisTestApp(label=label, config_defaults=defaults) as app:
+        app.run()
+        dirs = app._meta.template_dirs
+
+        # config replaced the Meta value entirely
+        assert '/meta/dir/should/be/replaced' not in dirs
+
+        # precedence chain (lower index = higher precedence after
+        # the final reverse in _setup_template_handler):
+        # core_user > template_dir > template_dirs (from config) > core_system
+        assert dirs.index('/usr/dir') < dirs.index('/single/dir')
+        assert dirs.index('/single/dir') < dirs.index('/cfg/dir')
+        assert dirs.index('/cfg/dir') < dirs.index('/sys/dir')
+
+
 def test_core_system_plugin_dirs(tmp, rando):
     class ThisTestApp(TestApp):
         class Meta: