Explainable Spending Insights

[rohitdash08]

Provide insights explaining WHY spending changed.

Users should see:
• what changed
• why it changed
• confidence level

Acceptance Criteria

• Production ready implementation
• Includes tests
• Documentation updated
• Backwards compatibility maintained

[jiarongmai]

I can implement explainable spending insights. Experienced in building AI-powered financial analysis with clear explanations. Will deliver with tests and documentation.

[alexchenai]

/attempt #89

[alexchenai]

/attempt #89

Implementation: #759

[Mohye24k]

C:/Program Files/Git/attempt #89