How do I start with copilot disabled but enable with a command?

[comiluv]

I have copilot.lua setup like below with lazy.nvim

	{
		"zbirenbaum/copilot.lua",
		event = "InsertEnter",
		cmd = "Copilot",
		build = ":Copilot auth",
		opts = {
			panel = {
				enabled = false,
			},
			suggestion = {
				enabled = false,
				auto_trigger = true,
				keymap = {
					accept = "<Tab>",
				},
			},
		},
	},

but when I :Copilot enable, I can't enable copilot suggestion or panel working. I need to set panel.enabled = true or suggestion.enabled = true to use copilot.
What I want is to have both options disabled when I start Neovim and use a vim command to enable features only when I need them.

[MunifTanjim]

{
  "zbirenbaum/copilot.lua",
  cmd = "Copilot",
  event = "InsertEnter",
  config = function()
    require("copilot").setup({
      suggestion = {
        auto_trigger = true,
        keymap = {
          accept = "<Tab>",
        },
    })
    vim.cmd("Copilot disable")
  end,
}