Fix Quota Monitoring Logic in isQuotaLow() to Check resetTime

[ChetanSenta]

Description

Fixes #8955

Pillar

• 🎨 Pillar 1 — New Theme Design
• 📐 Pillar 2 — Geometric SVG Improvement
• 🕐 Pillar 3 — Timezone Logic Optimization
• 🛠️ Other (Bug fix, refactoring, docs)

What this PR does

isQuotaLow() — which globally blocks every user's refresh request the
moment ANY pooled token appears near-exhausted — only checked cached
remaining/limit values, never whether that token's resetTime had
already passed. A token that was briefly near-exhausted and then simply
wasn't re-selected long enough to get fresh headers would keep this
check blocking refreshes for everyone indefinitely, even long after
GitHub's own hourly reset had already restored that token's real quota.
getAggregateQuota()'s activeTokens calculation already has the
correct resetTime > now check — applied the same pattern here.

Checklist before requesting a review:

• I have read the CONTRIBUTING.md file.
• I have tested these changes locally.
• I have run npm run format and npm run lint locally and resolved all errors.
• My commits follow the Conventional Commits format.
• I have made sure that I have only one commit to merge in this PR.

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[retenta-bot]

This pull request addresses a critical bug where the isQuotaLow() function could block refresh requests indefinitely due to stale token data. By adding a check for resetTime, it ensures that refresh requests can proceed once the token's quota is restored. This change is similar in nature to previous decisions made regarding rate limit handling and cache management, which aimed to enhance performance and prevent issues related to token exposure and cache overflow. Thank you for your contribution!

[github-actions]

📦 Next.js Bundle Size Report (Gzipped Sizes)

✨ No significant bundle size changes detected.

📊 Summary of Totals

Category	PR Size	Base Size	Difference
Total JS	4998.89 KB	4998.89 KB	0 B
Total CSS	354.18 KB	354.18 KB	0 B

[Aamod007]

Excellent fix for the Quota Monitor tests! Passing a future
esetTime\ instead of \Date.now()\ prevents the tests from instantly expiring the mocked quota and ensures accurate low-quota detection logic. Approved!