Student Loan Reform Visualisation

Interactive visualisation comparing the distributional impact of two proposed UK student loan reforms across the income distribution.

Live site: https://student-loan-visualisation.vercel.app

Reforms modelled

• Cancel the threshold freeze — uprate the repayment threshold with earnings growth each year, as advocated by Martin Lewis
• Cap interest at RPI — eliminate the interest margin above RPI, as proposed by Kemi Badenoch

Data

The model uses Plan 2 (post-2012) loan parameters with economic assumptions from the OBR November 2025 Economic and Fiscal Outlook. Run python generate_data.py to regenerate data.json.

Deployment

Deployed on Vercel. Merges to main trigger automatic production deployments.