fix(lint): correctly disable govet inline analyzer & deprecated gomodguard

[nodivbyzero]

Fixes Or Enhances

• Move inline from linters.disable to settings.govet.disable to properly suppress Go 1.24+ false positives regarding reflect.Ptr constant inlining
• Disable deprecated gomodguard linter to resolve golangci-lint v2 warnings

Related to: https://github.com/go-playground/validator/actions/runs/25698487406/job/75452753081

run golangci-lint
  Running [/home/runner/golangci-lint-2.12.2-linux-amd64/golangci-lint config path] in [/home/runner/work/validator/validator] ...
  Running [/home/runner/golangci-lint-2.12.2-linux-amd64/golangci-lint config verify] in [/home/runner/work/validator/validator] ...
  Running [/home/runner/golangci-lint-2.12.2-linux-amd64/golangci-lint run] in [/home/runner/work/validator/validator] ...
  Error: baked_in.go:390:23: inline: Constant reflect.Ptr should be inlined (govet)
  				if elem.Kind() == reflect.Ptr {
  				                  ^
  Error: baked_in.go:409:22: inline: Constant reflect.Ptr should be inlined (govet)
  			if elem.Kind() == reflect.Ptr {
  			                  ^
  Error: baked_in.go:431:20: inline: Constant reflect.Ptr should be inlined (govet)
  			if sf.Kind() == reflect.Ptr {
  			                ^
  3 issues:
  * govet: 3
  
  level=warning msg="The linter 'gomodguard' is deprecated (since v2.12.0) due to: new major version. Replaced by gomodguard_v2."
  level=warning msg="Suggested new configuration:\nlinters:\n  enable:\n    - gomodguard_v2\n"
  
  Error: issues found
  Ran golangci-lint in 19996ms

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• Tests exist or have been written that cover this particular change.

@go-playground/validator-maintainers

[nodivbyzero]

@zemzale Could you please review this PR so we can unblock the dependabot PR merges?